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Lay & Clergy Benefits

Annual Enrollment

The annual enrollment period for 2024 health and dental benefits will start October 11, 2023. Current participants will be able to add and remove dependents, and waive coverage during this period (no qualifying event needed). If you are not currently enrolled in health insurance but are employed by a congregation in the Diocese of Southern Ohio and think you may be eligible, contact your parish administrator or Lori Crenshaw, diocesan payroll and benefits administrator. 

If you have any questions about lay and clergy benefits or annual enrollment, please contact Lori Crenshaw, diocesan payroll and benefits administrator.

2024 RATESSINGLEEMP+SpouseEMP+ChildFAMILY
Anthem BSCBS Bluecard PPO 100$1202$2404$2164$3606
Cigna Open Access Plus PPO 100$1202$2404$2164$3606
Anthem BCBS BlueCard PPO 90$1111$2222$2000$3333
Cigna Open Access Plus PPO 90$1111$2222$2000$3333
Anthem BCBS BlueCard PPO 80$1013$2026$1823$3039
Cigna Open Access Plus PPO 80$1013$2026$1823$3039
Anthem BCBS CDHP-15/HSA*$924$1848$1663$2772
Cigna Open Access Plus CDHP-15/HSA*$924$1848$1663$2772
Anthem BCBS CDHP-20/HSA**$818$1636$1472$2454
Cigna Open Access Plus CDHP-20/HSA**$818$1636$1472$2454
EAP (if selected separately)$4$4$4$4
2024 HSA contribution for single coverage is $2000

Medicare Supplemental Plans

Summary of Benefits for Medicare Supplemental plans are not yet available.

2024 RatesSINGLEEMP+SpouseEMP+ChildFAMILY
Anthem BSCBS Bluecard MSP PPO 100**$908$1816$1634$2724
Cigna Open Access Plus MSP PPO 100**$908$1816$1634$2724
Anthem BCBS BlueCard MSP PPO 90**$845$1690$1521$2535
Cigna Open Access Plus MSP PPO 90**$845$1690$1521$2535
Anthem BCBS BlueCard MSP PPO 80**$766$1532$1379$2298
Cigna Open Access Plus MSP PPO 80**$766$1532$1379$2298
** Offered to Medicare eligible employees only under the Medicare Supplemental Programs or MSP

Dental

2024  RATESSINGLEEMP+SpouseEMP+ChildFAMILY
Delta Dental Comprehensive$49$98$88$147
Delta Dental Premium$67$134$121$201

See Delta Dental welcome letter

2023 RATESSINGLEEMP+SpouseEMP+ChildFAMILY
Anthem BSCBS Bluecard PPO 100$1139$2278$2050$3417
Cigna Open Access Plus PPO 100$1139$2278$2050$3417
Anthem BCBS BlueCard PPO 90$1053$2106$1825$3159
Cigna Open Access Plus PPO 90$1053$2106$1825$3159
Anthem BCBS BlueCard PPO 80$960$1920$1728$2880
Cigna Open Access Plus PPO 80$960$1920$1728$2880
Anthem BCBS CDHP-15/HSA*$868$1736$1562$2604
Cigna Open Access Plus CDHP-15/HSA*$868$1736$1562$2604
Anthem BCBS CDHP-20/HSA**$768$1536$1382$2304
Cigna Open Access Plus CDHP-20/HSA**$768$1536$1382$2304
EAP (if selected separately)$4$4$4$4

2023 HSA contribution for single coverage is $2000

Deductible changes for the 2023 plan year:

*$1,400 to $1,500 individual and $2,800 to $3,000 family
** $2,800 to $3,000 individual

Medicare Supplemental Plans

2023 RatesSINGLEEMP+SpouseEMP+ChildFAMILY
Anthem BSCBS Bluecard MSP PPO 100**$861$1722$1550$2583
Cigna Open Access Plus MSP PPO 100**$861$1722$1550$2583
Anthem BCBS BlueCard MSP PPO 90**$801$1602$1442$2403
Cigna Open Access Plus MSP PPO 90**$801$1602$1442$2403
Anthem BCBS BlueCard MSP PPO 80**$726$1452$1307$2178
Cigna Open Access Plus MSP PPO 80**$726$1452$1307$2178

** Offered to Medicare eligible employees only under the Medicare Supplemental Programs or MSP

Dental

2023  RATESSINGLEEMP+SpouseEMP+ChildFAMILY
Basic Dental 50/150$49$98$88$147
Dent & Ortho 25/75$67$134$121$201

As part of The Episcopal Church, the Diocese of Southern Ohio provides a pension plan for any lay employee who is 18 years or older and working 1,000 hours per year. The pension plan incorporates a death benefit and, upon reaching the normal retirement date of age 65, provides benefits in the form of a monthly annuity of 1% of final monthly compensation for each year of service. The Lay Pension Plan can be either a Defined Benefit Plan or Defined Contribution Plan (similar to an IRA). Up to 9% of the employee’s salary will be contributed at no cost to the staff member (depending on selections by the employee). Learn more.

Active clergy participating in the Clergy Pension Plan are automatically enrolled for short-term disability insurance and are eligible for benefits, provided their pension assessments are current. Learn more on the CPG website.

Active Lay Employees either receive this benefit from their employers or are eligible to subscribe and pay for this coverage through you, their employer.

Forms related to disability insurance, including enrollment/termination, coverage selection, and evidence of insurability, can be found on the CPG website.

This CPG Employee Assistance Plan provides immediate help, referrals, and resources. The plan covers telephone consultations and up to 10 face-to-face counseling sessions per issue at no member cost. Learn more.