Employee Benefits
The Annual Enrollment period for 2023 health and dental benefits is October 12 to November 2, 2022. Current participants can ADD, REMOVE dependents, or WAIVE coverage during this period (no qualifying event needed). Plan documents are available here. If you are not currently enrolled in health insurance but are employed by a DSO congregation and think you may be eligible, contact your parish administrator or Lori Crenshaw at the diocesan office for eligibility requirements. If you would like to view a video about the 2023 Annual Enrollment benefits, click here. Use the passcode s12$Zts5.
If you have any questions about Annual Enrollment, please contact Lori Crenshaw at LCrenshaw@diosohio.org.
2023 Health and Dental Benefits
2023 RATES
SINGLE
EMP+Spouse
EMP+Child
FAMILY
Anthem BSCBS Bluecard PPO 100
$1139 $2278 $2050 $3417 Cigna Open Access Plus PPO 100 $1139 $2278 $2050 $3417 Anthem BCBS BlueCard PPO 90 $1053 $2106 $1825 $3159 Cigna Open Access Plus PPO 90 $1053 $2106 $1825 $3159 Anthem BCBS BlueCard PPO 80 $960 $1920 $1728 $2880 Cigna Open Access Plus PPO 80 $960 $1920 $1728 $2880 Anthem BCBS CDHP-15/HSA* $868 $1736 $1562 $2604 Cigna Open Access Plus CDHP-15/HSA* $868 $1736 $1562 $2604 Anthem BCBS CDHP-20/HSA** $768 $1536 $1382 $2304 Cigna Open Access Plus CDHP-20/HSA** $768 $1536 $1382 $2304 EAP (if selected seperately) $4 $4 $4 $4 (2023 HSA contribution for single coverage = $2,000)
Deductible changes for the 2023 plan year:
* $1,400 to $1,500 individual and $2,800 to $3,000 family
** $2,800 to $3,000 individual
Medicare Supplemental Plans
2023 RATES
SINGLE
EMP+Spouse
EMP+Child
FAMILY
Anthem BSCBS Bluecard MSP PPO 100**
$861 $1722 $1550 $2583 Cigna Open Access Plus MSP PPO 100** $861 $1722 $1550 $2583 Anthem BCBS BlueCard MSP PPO 90** $801 $1602 $1442 $2403 Cigna Open Access Plus MSP PPO 90** $801 $1602 $1442 $2403 Anthem BCBS BlueCard MSP PPO 80** $726 $1452 $1307 $2178 Cigna Open Access Plus MSP PPO 80** $726 $1452 $1307 $2178 ** Offered to Medicare eligible employees only under the Medicare Supplemental Programs or MSP
Dental
2023 RATES
SINGLE
EMP+spouse
EMP+Child
FAMILY
Basic Dental 50/150 $49 $98 $88 $147 Dent & Ortho 25/75 $67 $134 $121 $201 2022 Health and Dental Benefits
2022 RATES
SINGLE
EMP+Spouse
EMP+Child
FAMILY
Anthem BSCBS Bluecard PPO 100
$1109 $2218 $1996 $3327 Cigna Open Access Plus PPO 100 $1109 $2218 $1996 $3327 Anthem BCBS BlueCard PPO 90 $1026 $2052 $1847 $3078 Cigna Open Access Plus PPO 90 $1026 $2052 $1847 $3078 Anthem BCBS BlueCard PPO 80 $935 $1870 $1683 $2805 Cigna Open Access Plus PPO 80 $935 $1870 $1683 $2805 Anthem BCBS CDHP-15/HSA $845 $1690 $1521 $2535 Cigna Open Access Plus CDHP-15/HSA $845 $1690 $1521 $2535 Anthem BCBS CDHP-20/HSA $748 $1496 $1346 $2244 Cigna Open Access Plus CDHP-20/HSA $748 $1496 $1346 $2244 EAP (if selected seperately) $4 $4 $4 $4 (2022 HSA contribution for single coverage = $2,000)
Medicare Supplemental Plans
2022 RATES
SINGLE
EMP+Spouse
EMP+Child
FAMILY
Anthem BSCBS Bluecard MSP PPO 100**
$839 $1678 $1510 $2517 Cigna Open Access Plus MSP PPO 100** $839 $1678 $1510 $2517 Anthem BCBS BlueCard MSP PPO 90** $780 $1560 $1404 $2340 Cigna Open Access Plus MSP PPO 90** $780 $1560 $1404 $2340 Anthem BCBS BlueCard MSP PPO 80** $707 $1414 $1273 $2121 Cigna Open Access Plus MSP PPO 80** $707 $1414 $1273 $2121 ** Offered to Medicare eligible employees only under the Medicare Supplemental Programs or MSP
Dental
2022 RATES
SINGLE
EMP+spouse
EMP+Child
FAMILY
Basic Dental 50/150 $49 $98 $88 $147 Dent & Ortho 25/75 $67 $134 $121 $201 Lay Employee Pension Plan
As part of The Episcopal Church, we provide a pension plan for any lay employee, who is 18 years or older and working 1,000 hours per year. The pension plan incorporates a death benefit and upon reaching the normal retirement date of age 65 provides benefits in the form of a monthly annuity of 1% of final monthly compensation for each year of service. The Lay Pension Plan can be either a Defined Benefit or Defined Contribution Plan (similar to an IRA). Up to 9% of the employee’s salary will be contributed at no cost to the staff member (depending on selections by the employee).
What you need to know
- ALL lay employees scheduled to work a minimum of 1,000 hours annually and whose Diocese, Parish, Mission of other ecclesiastical organization or body is subject to the authority of the Church(1) must be enrolled in one of the Lay Employee Pension Plans(2) offered by the Church Pension Fund by the calendar year beginning January 1, 2013.
- Congregations and schools that currently do not have lay employees or whose lay employees are not schedule to work a minimum of 1,000 hours annually, and do not wish to adopt a lay employee pension plan at this time, are asked to complete and forward the Church Pension Fund’s “Acknowledgement Form” no later than January 1, 2013 (3).
- If a school’s contribution to employee pensions are above the minimum required contribution or match percentage for any one year, the school may not lower its contribution or match. Schools must adopt either a TIAA-CREF sponsored pension plan or a Church Pension Fund sponsored lay pension plan by January 1, 2013.
- If a diocese has determined that a school serving children of any age is subject to the authority of the Church, the school has until January 1, 2018 to achieve the full employer base and matching contributions for defined contribution plans.(4)
References
- While this phrase has existed in the Constitution & Canons of the Episcopal Church since 1914, the final determination as to whether or not a specific organization is subject to the authority of the Church will be made by each diocese. Relative questions can be found at Church Pension (CPG) website here.
- There are two such plans: A Defined Benefit Plan and a Defined Contribution Plan. The Defined Contribution Plan requires employers to contribute a base percentage (5%) on an employee’s compensation plus a dollar‐for‐dollar matching contribution to an account that is held in the employee’s name. Employees must contribute to their accounts to trigger their employer ‘s matching contribution. The Defined Benefit Plan (“The Episcopal Church Lay Employees’ Retirement Plan”) requires employers to pay an assessment to the Church Pension Fund that is based on a percentage – currently 9% ‐ of the employee’s compensation. No employee contributions can be made to this Plan.
- Text of D042 is available at http://www.generalconvention/gc/resolutions ‐ Click on C042
Resources
Medical/dental benefits
Disability insurance